HIRE PURCHASE |
HIRE PURCHASE WITH BALLOON
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FINANCIAL LEASE
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FREEDOM CHOICE
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Key Benefits | Lowest total interest paid | Lowest monthly payment | Finance solution for professional customers with maximum tax benefit | Most comfortable finance: low payment and 4 options at the end of the contract |
Product Description | Down payment + fixed monthly payments | Down payment + low monthly payments + balloon payment | Flexibility to choose your deposit and final payment. This product has a tax benefit for professional customers. | Down payment + low monthly payments + guaranteed future value |
Period of time | 24-60 months | 24-60 months | 24-60 months | 36-48 months |
Down payment |
No minimum down payment
*campaign offer and conditions apply
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15% of car price | minimum 15% of financed amount |
No minimum down payment
*campaign offer and conditions apply
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Interest Rate | Flat rate | Effective rate | Effective rate | Effective rate |
Car Maintenance | 3 years BSI standard package / 5 years BSI ultimate package | 3 years BSI standard package / 5 years BSI ultimate package | 3 years BSI standard package / 5 years BSI ultimate package | 3 years BSI standard package / 5 years BSI ultimate package |
End of Contract | After the last monthly instalment, the ownership of the vehicle is transferred to you. | At the end of the contract, a final payment remains. You can decide to pay the final payment or refinance the amount. After the final payment is completed, the ownership of the vehicle is transferred to you. | At the end of the contract, a final payment remains. You can decide to pay the final payment or refinance the amount. After the final payment is completed, the ownership of the vehicle is transferred to you. |
There are 4 options:
1. RETURN the vehicle without new contract
2. RENEW contract with loyalty benefits by returning your vehicle
3. REFINANCE the final payment amount.
4. RETAIN and pay the final payment.
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Vehicle Registration | You are the holder of the vehicle. BMW Leasing is the owner of the vehicle. | You are the holder of the vehicle. BMW Leasing is the owner of the vehicle. | BMW Leasing is the owner of the vehicle.The holder of the vehicle is not specified. | You are the holder of the vehicle. BMW Leasing is the owner of the vehicle. |
Taxable Expenses | Depreciation costs can be booked for maximum 1 million THB in 5 years. | Depreciation costs can be booked for maximum 1 million THB in 5 years. | Instalment can be booked as a cost, up to maximum 36.000 THB per year (incl. VAT) | Depreciation costs can be booked for maximum 1 million THB in 5 years. |